Bill Kelly

About Bill Kelly

SBA Underwriter Bill Kelly has 30 years experience in the banking industry…

Experience

1. Sba Underwriter

   Renasant Bank

   Jan 2019 — Present · Atlanta, GA, US

   SBA Underwriter - Passionate about underwriting, credit analysis, deal structure, loan servicing and covenant testing of SBA loans (new loans and renewals). Experienced in independently analyzing credit requests for viability of repayment sources, risk ratings, documentation requirements and collateral quality. Strengths include well-articulated conclusions concerning cash flow quality, debt service coverage, risk ratings, financial analysis, identification of loan weaknesses and loan documentation issues. Other strong skills include:• Complex credit requests• Overall lending concepts or \"big picture\"• Loan documentation accuracy• Compliance with policies & procedures, and government regulations• Attention to detail• Risk rating accuracy• Financial ratios• Quarterly criticized/classified asset reviews• Quality and soundness of loans and loan portfolios• Accurate analysis conclusions• Responsible for entire credit approval process• Microsoft Office: Word, Excel• Clear and concise written and oral communication skills• Collaborative team player• Ability to prioritize and manage multiple tasks concurrently - multi-task

Education

• Washington and Lee University

  BA Political Science

• University of Kentucky

  BS

Skills

• Credit Risk
• Credit Administration
• Commercial Mortgages
• Internal Audit
• Banking
• Risk Management
• Financial Risk
• Commercial Lending
• Risk Assessment
• Credit Rating
• Due Diligence
• Sba
• Underwriting
• Credit Analysis
• Cash Flow
• Credit
• Portfolio Management
• Loans
• Loan Review
• Lines of Credit
• Small Business Lending
• Finance
• Credit Policy
• Special Mention Credit
• Credit Review
• Financial Analysis
• Risk Rating
• Commercial Banking