Bikram Kumar Sabat

About Bikram Kumar Sabat

A result-oriented professional with 18+ years of Experience in Regulatory reporting, ALM,…

Experience

1. Associate Director

   Deloitte

   Sep 2022 — Present

   o Directed multiple projects in the area of Liquidity Risk, ALM, BSM, IRRBB, FTP, PMO, Stress Testing, Liquidity Risk such LCR, NSFR, Liquidity Disclosure reports o Excellent Knowledge in regulatory reports—including LCR, NSFR, IRRBB, EAR, and balance sheet risk metrics for Tier 1 banks, ensuring 100% compliance with Basel and local regulatory requirements.o Liquidity Risk Management: Conducted Liquidity Gap Analysis, Stress Testing, Funding Strategieso Developed Market Value computation, EVE, NII Impact, Ear, Various shocks in IRRBB o Conducted business analysis, requirements gathering (BRD) and created Functional design documents (FSD), Gap Analysis, Implementation techniques and approaches till it goes to the regulatoro Helped multiple banks in Balance sheet simulations, NIM forecasting, Balance sheet forecasting for future years.o Demonstrated expertise in Fund Transfer Pricing (FTP) and managing Net Interest Margin (NIM) for enhanced profitability insights.o Built systems for Calculation of Transfer charge and credit for all products in a banko Calculated Match Maturity, Passing Incentive and adjustments such as liquidity premium, Basis Risk, Spread (Adhoc/Special).o Demonstrated solid understanding of financial products and instruments o Engineered automation of Offer and Bid curve, MCLRo Managed data collection, validation, and cleansing from multiple sources to guarantee the accuracy and integrity of regulatory reports.o Expertise in Data Analysis of Key Bank across all products such as CASA, TD, LOAN, OD, BILLS, Investments, Borrowing, Repo, and Reverse Repo, and Derivative productso Played a key role in the implementation of a new regulatory reporting system, including data mapping, user training, and quality control procedures.o Executed end to end Implementation of OFSAA ALM, LRM, FTP, IRRBB, Data Warehouses (FSDF) with Latest Version 8.1.2.5.x

Education

• Berhampur University

  Bachelor's Degree

  2001 — 2004

• The ICFAI University, Dehradun

  Master of Business Administration (M.B.A.)

  2005 — 2007

Skills

• Requirements Gathering
• Software Project Management
• Oracle
• Crm
• Requirements Analysis
• Aml
• Management
• Business Profitability
• Analytical Skills
• Retail Banking
• Transfer Pricing
• Sql
• Branch Management
• Kyc
• Core Banking
• Wholesale Banking
• Ofsaa
• Branch Banking
• Business Process
• Analysis
• Credit
• Banking
• Risk Management
• Team Management
• Finacle
• Operations Management
• Business Intelligence
• Business Analysis
• Business Development