Bikash Ranjan Sahoo
Credit Manager Hdfc Bank || MBA-IIM RANCHI || B.Tech(EE)-Government College of Engineering Keonjhar || Ex Engineer in Shagun project Pvt- Ltd ||
- Role
- Credit Manager at HDFC Bank
- Location
- Ranchi, JH, IN
- LinkedIn followers
- 500 followers
About Bikash Ranjan Sahoo
I am Bikash Ranjan Sahoo, currently working at Hdfc Bank as a Credit Manager in Auto…
Experience
Credit Manager
Aug 2022 — Present · Pune, IN
Spearheaded the financing of secured loans, including Auto Loans, Auto Premium Loans, and Used Car Loans, by meticulously examining financial accounts, credit bureau information, and demographic ratings.Evaluated the creditworthiness of new customers, consistently adhering to strict bank credit policy requirements to minimize bad debt losses.Achieved the delivery of high-quality credit decisions within defined Turnaround Time (TAT), collaborating closely with cross-functional teams, including operations and sales, to ensure smooth and efficient workflow. Conducted regular assessments of car showrooms based on quarterly performance, making informed decisions to add new showrooms or eliminate underperforming ones. Utilized customer satisfaction reports to gauge the creditworthiness and reputation of specific showrooms, contributing to data-driven decision-making Recognized with the \"Budding Star Certificate of Achievements\" for delivering exceptional performance as a new joiner at HDFC Bank- Successfully minimized Turnaround Time (TAT) by implementing an innovative approach: circulating credit cases early in the morning to all credit managers through social media messaging channels, improving workflow efficiency and reducing processing time- Proactively collected feedback from car showrooms on a regular basis to stay informed about competitors\' strategies and market trends, enabling data-driven decision-making and maintaining a competitive edge in the market.Accomplished Credit Manager with a stellar track record of outstanding performance in Ahmednagar, Maharashtra. Recognized for consistently exceeding targets and delivering exceptional results in credit risk assessment, policy compliance, and customer satisfaction.Proven ability to efficiently manage credit operations, reduce bad debt losses, and optimize sales through strategic
Education
Government College of Engineering, Keonjhar
BACHELOR OF TECHNOLOGY-BTECH
2009 — 2013
Indian Institute of Management, Ranchi
Master of Business Administration - MBA
2020 — 2022
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