Tobias Müller

WORK HISTORY

EDUCATION

SKILLS

ABOUT TOBIAS MÜLLER

I lead product for fintech and ERP companies where finance workflows, regulation, and scale meet. Over the past 15+ years, I’ve built and scaled B2B SaaS products across AP/AR, P2P/O2C, and embedded finance - from 0→1 platforms to modernizing legacy ERP into SaaS.I focus on creating momentum through clarity, trust, and outcomes. My work centers on aligning product strategy, technology, and culture so organizations can deliver measurable impact with speed and confidence. • Turning P2P, AP/AR and O2C domains into scalable, automated workflows (OCR, VAT logic, compliance, payments, reconciliation)• Designing embedded finance and accounting layers that fit into SME platforms and vertical SaaS ecosystems.• Leading product organizations through transformation - from feature-driven delivery to outcome-based execution.• Navigating regulated environments (e.g, GoBD, audit readiness) without slowing delivery or innovation. • Doubled MRR during the early phase of Monite’s embedded AR/AP platform.• Raised NPS from –50 to –20 at Klopotek through product culture, workflow, and triage transformation.• Co-led GoBD readiness at Pleo, defining audit-proof product practices and securing C-level funding for compliance workstreams.• Built prescriptive analytics products (SAP ecosystem) adopted by global enterprises to optimize working capital and cash flow.My leadership style is grounded in clarity, autonomy, and accountability. I create the conditions for experts to do their best work - connecting strategy and execution, removing friction, and enabling teams to learn, deliver, and grow. My goal is simple: build products and organizations that keep moving - fast, focused, and in the right direction.