Bibin Ben

About Bibin Ben

Senior Risk, Compliance & Internal Controls Leader with 15+ years’ experience across EY, Citi (Global Control Testing), Ujjivan Small Finance Bank and Federal Bank.I specialize in strengthening governance frameworks, designing control-testing methodologies, managing regulatory inspections and building enterprise-level compliance programs.My core expertise includes: Internal Controls (MCA, RCSA, SOX-equivalent frameworks) Control Testing Utility – Design, Execution, CDA, QUEST, CRC Regulatory Compliance (RBI, Basel, AML/KYC, Governance) Risk Assessment, Testing, Monitoring & Assurance Regulatory Liaisoning – AFI management, RBS Tranche submissions Internal Audit, Policy Implementation & Risk Governance Banking Operations, Data Integrity Projects & Process ControlI have successfully led large-scale compliance programs for 160+ branches, coordinated regulatory exams (AFI, RBS), delivered data remediation projects, and built control testing documentation for global banking operations.Open to senior roles in India, UAE, Qatar, Oman & Bahrain in:Compliance • Internal Controls • Operational Risk • Internal Audit • Governance • Control Testing • Financial Crime Compliance

Experience

1. Assistant Vice President

   Citi

   Nov 2025 — Present · Chennai, IN

   Lead Risk/MCA Controls Testing Utility activities of the FLU across end-to-end Operational Effectiveness Testing(OET) lifecycle.* Validation of Control Design Assessment (CDA), Testing Design Assessment (TDA) using standardized checklists/procedures and document outcomes in CRC.* Own and drive control testing design - including defining scope, approach, sampling logic, and test methodology for key controls.* Develop and maintain control testing tools, test scripts, and procedure notes aligned to regulatory and internal policy expectations.* Execute and oversee operational effectiveness testing, ensuring accuracy, completeness, and strong audit trail documentation.* Lead QUEST setup and workflow execution, including test planning, execution tracking, and evidence management.* Manage testing transitions and ensure smooth onboarding of new processes/controls into BAU testing coverage.* Review, challenge, and disposition testing exceptions, including severity assessment, root cause, and corrective action validation.* Deliver actionable risk insights, control health dashboards, and thematic analysis for senior stakeholders and governance forums.* Drive continuous improvements in testing quality, efficiency, timeliness, and standardization through process enhancements and automation.* Partner with Business, Risk, Operations, and Internal Audit teams to ensure alignment with regulatory compliance and internal control standards.* Utilize platforms such as CRC, QUEST, and Confluence to maintain strong documentation, governance reporting, and knowledge management.* Ensure team is updated with relevant information through periodic training and discussion forums.* Internal and MCA audit SPOC for the entire department - scope includes review, liasoning with the auditor, ensure observations and corrective actions and timely undertaken by the team.

Education

• University Grants Commission (ugc)

  National Eligiblity Test

• Rajagiri Centre for Business Studies

  MBA, Marketing, Finance

  2009 — 2011

• SNHSS

  Plus Two, Marketing and Finanace

• Bharathiar University

  Msc , Applied Psychology

  2012 — 2014

• Institute of Hotel Management and Catering Technology

  B. Sc Hospitality and Hotel Administration, Hospitality,Hotel Administration,Food and Beverage,Strategic management

  2004 — 2007

• Don Bosco School

  High School Diploma, ICSE school

Skills

• Management
• Business Analysis
• Banking
• Team Management
• Talent Acquisition
• Hotels
• Core Banking
• Hospitality
• Retail
• Credit
• Recruiting
• Swift Payments
• Social Networking
• Mis
• Employee Engagement
• Food & Beverage
• Customer Service
• Business Strategy
• Performance Management
• Employee Relations
• Time Management
• Market Research
• Banquets