Bibhor Halan

About Bibhor Halan

Senior Finance Leader, qualified Chartered Accountant, Company Secretary with a strategic focus, offering 20+ years of expertise in Corporate finance, controllership, and strategic finance within fintech, ecommerce, and consumer electronics sectors.Proven expertise in FP & A, Treasury, Financial Accounting, Compliance, Partnerships & operations. Serving as a strategic partner to executive leadership, extending influence in commercial support and enterprise risk management.↳ My skill set includes-• Controllership & Financial Reporting • Budgeting and Forecasting • Compliance and Governance • Financial Planning & Analysis • Strategic Business Partnership• Investor Relations• IPO Readiness and Due Dilligence ↳ Current Role As the VP Finance at Paytm Payments Bank, I lead the financial vertical, managing critical aspects such as FP & A, Financial Accounting and Business Partnering. I oversee a broad range of functions including compliance, operations & strategic partnerships managing a diverse team within a complex, multi-site operational structure across India.↳ Previous Roles As Director at Flipkart, I executed the roadmap for establishing the ecommerce business in India. It involved obtaining necessary licenses & managing compliance, while developing both the finance and business teams crucial in establishing a compliant governance model.↳ Some notable achievements - Received the CFO Award for Best Finance Head for turning around finance operations for the Circle and identifying new revenue and billing opportunities worth ~ ₹50 Crores. Promoted from \'Prime Band\' to \'Principal Band\' in less than 2 years, and twice from Senior Manager to DGM, and later from Associate Director to Director. Awarded the Legal Heroes Award for contributing to making the Odisha Circle No. 1 in the company and leading JSOX for India & Thailand entities without any deficiency for 3 years. Led strategic cost-saving initiatives achieving annualized savings of ₹75 Crores & plugged revenue leakages worth ₹50 Crores by identifying discrepancies. Achieved a 500 basis points gain in margins and an 800 basis points increase in market share, improving profitability by 9% and leading the turnaround of 3 entities within 1 year. Built Product P&L for various products and sub-products such as UPI Wallet significantly advancing our digital automation roadmap. b••••••••@gmail.com

Experience

1. Deputy Vice President

   Stashfin

   Feb 2025 — Present · Gurugram, IN

   Responsible for Management Reporting, Financial Planning and Analysis, Business Finance, Board Meetings,Commercials and Controls, AP and RBI Reporting • Anchored and led ERP Implementation in SAP • Strengthened processes on closing activities and review systems for AP, AR, GL, and TB• Built Bottom up AOP at department and product level and sending monthly MIS with Variance Analysis• Validating Cost of Funds Calculation from Treasury, ensuring XIRR does not breach the AOP • Ensured all Monthly, Quarterly and Annual RBI Reporting happens timely without any discrepancy • Improved Asset Liability Mismatch through Cash Flow planning for the month • Led Cost Savings by optimising Collection Cost, Marketing Cost, Underwriting and Tech Cost • Built unit economics at granular level for each product to ensure no product is loss making • Worked with Risk Team to reduce GCL and NCL by strengthening the portfolio

Education

• The Institute of Chartered Accountants of India

  CA, Finance & Accounts

  2002 — 2005

• The Institute of Company Secretaries of India

  CS, Finance & Accounts

  2001 — 2005

• B.Com

  B.Com, Commerce

  2001 — 2004

• The Institute of Company Secretaries of India

  CS, CS

  2002 — 2002

• The Institute of Chartered Accountants of India

  CA, Accounting