Bholeshankar Markam

WORK HISTORY

EDUCATION

ABOUT BHOLESHANKAR MARKAM

I am a finance professional currently working as a Manager in the Capital Market Group at ICICI Bank, where I focus on credit risk assessment, financial analysis, portfolio monitoring, and relationship management for capital market intermediaries, including brokerage firms, asset management companies, and other financial institutions.My role involves evaluating credit proposals, conducting detailed financial statement and ratio analysis, preparing credit appraisal notes, assessing business and operational risks, and presenting recommendations to senior management for credit approval. I also work closely with Risk, Compliance, Legal, Treasury, and Credit Monitoring teams to support prudent risk management and ensure adherence to internal and regulatory requirements.Beyond credit underwriting, I actively monitor portfolio performance, analyze industry and market developments, evaluate financial trends, and engage with senior stakeholders to facilitate informed decision-making. These responsibilities have strengthened my analytical, risk assessment, and problem-solving capabilities while providing deep exposure to the capital markets ecosystem.I hold an MBA (Finance) from the Indian Institute of Management Nagpur, along with a Master of Commerce (Finance) and Bachelor of Commerce from the University of Delhi. My academic foundation, combined with practical experience in financial analysis and risk evaluation, has reinforced my interest in credit risk, risk management, financial research, and portfolio analytics.I am passionate about leveraging data-driven insights, financial analysis, and risk assessment frameworks to support sound business decisions and contribute to effective risk management practices.