Bhavik Jain

Business Banking Relationship Manager @IDFC FIRST Bank

Haora, WB, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2024 — Present

Business Banking Relationship Manager @IDFC FIRST Bank

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Bengaluru, IN

Analysed Financial statements, to assess business health, ensuring alignment of client profiles and executing ad-hoc credit analysis tasks.Ensured regulatory compliance, conducted commercial and consumer ratings, developed financial projections, cash flow analysis and prepared detail Credit Approval Memorandums (CAM).Coordinated due diligence process with legal, technical, credit and operations team ensuring seamless onboarding and risk mitigation for new MSME clients.Identified, evaluated and actively managed credit, market and operational risks, resulting in successful facilitation of structured working capital loans for 17 clients.Monitor the health of existing portfolio by tracking compliance with sanction terms, managing renewals, TOD and enhancements, and actively mitigating risks such as delinquencies or deterioration in credit quality.

EDUCATION

N/A

T A Pai Management Institute, Manipal

Master of Business Administration - MBA, Business Administration and Management, General

2017 — 2020

St. Xavier's College (Autonomous), Kolkata

BBA - Bachelor of Business Administration, Finance, General

ABOUT BHAVIK JAIN

Equity Research | Financial Analysis | Financial Modelling | Valuation | Investment…

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Bhavik Jain — Business Banking Relationship Manager at IDFC FIRST Bank in Haora, WB, IN | Unifers