Bhavesh Jain
Regional Credit Manager @Axis Bank
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WORK HISTORY
Regional Credit Manager @Axis Bank
Managing Monthly disbursement & underwriting Portfolio of 700 Cr. plus & plus files. Monitoring Team strength of 40 people– Area Credit Managers, Credit Managers, Credit Officers & CPA. Providing regular guidance on policy, Process & Moving towards goals of organization. Monitoring TAT of Login files, Disbursement dockets & Vendor Management. Meeting with Builders & DSA for understanding their requirements & serving them in efficient ways. Co-ordination with Senior Managers and collection agency for delinquency status and overall portfolio performance, policy changes, compliance adherence. Conducting personal discussions of High Value customer and thereby finding out the creditability, actual business quantum, Margins and end use of loan from customers. Verifying Title Opinion of Collateral, Technical Feasibility of Property & assist Credit committee in deciding the Final Approval for High Value loan transaction.
EDUCATION
Rizvi Institute of Management Studies and Research
M.M.S.
BNN
Bachelor of Commerce
Rizvi Instititute of Management Studies and Research
M.M.S., Finance
B.N.N. College
Bachelor of Commerce (B.Com.), Accounting and Finance
ABOUT BHAVESH JAIN
Specialties: Underwriting of Retail Loans, Financial Analysis.
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