Bhaskar Srivastava

About Bhaskar Srivastava

Results-oriented banking professional with over 22 years of experience in retail lending, digital transformation, and strategic growth. Currently serving as Senior Vice President at Axis Bank, driving the Business Transformation Project for Gold Loan and Microfinance Business. Focused on scaling growth and profitability through nationwide strategic initiatives, optimizing sales processes, enhancing digital transformation, and improving operational efficiency. Proficient in IT strategy, go-to-market strategy, and strategic planning, contributing to enhanced loan disbursements, elevated portfolio quality, and increased market penetration. Collaborates with cross-functional teams to create best-in-class onboarding and servicing journeys that amplify customer experience. Committed to fostering innovation and delivering impactful business solutions.

Experience

1. Senior Vice President-strategic Programs Retail Banking

   Axis Bank

   Jun 2024 — Present · Mumbai, IN

   Results-driven leader spearheading the Business Transformation Project for Gold Loan and Microfinance Business, focusing on growth and profitability. Leading the design and execution of strategic initiatives Pan-India, optimizing sales processes, enhancing digital transformation, and strengthening operational efficiency.Key contributions:Business Growth: Successfully implemented initiatives leading to improved loan disbursements, higher portfolio quality, and increased market penetration.Sales Process Optimization: Revamped the sales model, streamlining lead generation and conversion, resulting in improved productivity across sourcing channels.Digital Transformation: Integrated project management tools (Jira) and data-driven decision-making frameworks to enhance execution efficiency.Cross-functional Leadership: Driving alignment across business, risk, technology, and operations teams to ensure seamless execution of strategic programs.Stakeholder Management: Engaging with senior leadership, external consultants, and ground-level teams to deliver measurable impact.Expertise in business transformation, strategic project management, sales effectiveness, digital innovation, and stakeholder engagement, ensuring sustainable business growth and operational excellence.

Education

• ICFAI Business School, Hyderabad

  PGDBA, Marketing/Marketing Management, General

  2001 — 2003

• St. Xavier's College, Ranchi

  B.Sc. (Honors), Zoology

  1997 — 2001

• DAV Public School

  10+2, Physics, Chemistry, Maths, Biology

  1994 — 1996

Skills

• Business Process Excellence
• Lean Initiatives
• Minitab
• Lean Six Sigma
• Business Process Re-Engineering
• Team Management
• Continuous Process Improvement
• Business Development
• Analysis
• Black Belt
• Process Improvement
• Business Process Improvement