Bhanu Priya
ESAF Small Finance Bank ll Relationship Manager
- Role
- Relationship Manager at Esaf Small Finance Bank Ltd
- Location
- Kolkata, WB, IN
- LinkedIn followers
- 500 followers
About Bhanu Priya
I\'m a finance professional with a PGDM/MBA in Finance and a strong background in financial services. With experience in equity trading and currently working in the banking sector as a Relationship Manager in the MSME department, I\'ve developed a keen understanding of business needs and a passion for delivering personalized solutions.Key strengths and expertise- Relationship Management: Proven ability to build and maintain strong relationships with MSME clients- Financial Analysis: Skilled in analyzing financial statements and market trends to inform business decisions- Business Development: Adept at identifying new business opportunities and driving growth- Customer Service: Committed to delivering exceptional customer service and meeting client needs- MSME Expertise: In-depth knowledge of MSME business requirements and tailored solutions.
Experience
Relationship Manager
Jul 2024 — Present · Bihar, IN
Oversee the end-to-end MSME loan portfolio across all ESAF branches in Bihar, including Patna cluster and remote branches.• Drive lead generation and business growth for multiple loan products such as CC Loan OD Loan, Business LAP, GST OD, Udyog Saral Loan, QR Loan, Mortgage Loan, and both secured & unsecured loans.• Establish and maintain partnership with Chartered Accountants, field officers, and external agencies to source quality leads.• Evaluate CIBIL reports, perform initial credit assessments, and coordinate with credit and legal teams for risk analysis.• Guide and support branch teams on MSME documentation, product training, customer handling, and lead conversion.• Track performance metrics, ensure compliance with internal policies and regulatory norms, and submit regular reports to senior management.• Coordinate MSME operations across all ESAF branches in Bihar, ensuring smooth execution of business process, timely support to branch teams, and alignment with organizational goals.
Education
Globsyn Business School
PGDM
2022 — 2024
Bhupendra Narayan Mandal University, Madhepura
Bachelor of science - BSC(Mathematics.)
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