Bhanshee Kulhara

About Bhanshee Kulhara

AML/KYC Senior Analyst with 4+ years of experience in Investor Onboarding, AML Compliance, and Regulatory Risk Management within global banking environments. Proven expertise in acting as a primary liaison between client-facing teams, institutional investors, and compliance stakeholders to deliver high-quality AML/KYC support. Strong background in SDD, CDD, EDD, investor account setup, risk rating, sanctions screening, transaction review, and AML status reporting. Demonstrated ability to identify red flags, assess source of funds/wealth, maintain database integrity, prepare MIS/KPI/SLA reports, and support audits in compliance with global AML regulations

Experience

1. Anti-money Laundering Analyst

   Barclays

   Jul 2024 — Present · Pune, IN

   Lead end-to-end investor and corporate KYC lifecycle including onboarding, periodic reviews, and remediation in alignment with global AML regulations.• Act as primary point of contact for client-facing teams and internal stakeholders for AML/KYC-related investor queries and compliance status updates.• Perform Enhanced Due Diligence (EDD) based on investor risk levels including institutional clients, funds, trusts, SPVs, and holding structures.• Analyse multi-layered ownership structures and identify Ultimate Beneficial Owners (UBOs), controllers, and authorized signatories.• Performed sanctions, PEP, and adverse media screening via World-Check and LexisNexis in line with global regulatory standards.• Identify financial crime red flags, validate source of funds/wealth, and escalate suspicious activities per AML policy.• Document compliance reviews, investigations, and due diligence activities while ensuring accurate profile updates and audit-ready records.• Prepare MIS reports, risk dashboards, KPI and SLA tracking reports to support operational and compliance oversight.• Performed four-eye review / quality checks of onboarded accounts to ensure accuracy, completeness, and regulatory compliance.• Utilize Microsoft Excel, Word, and PowerPoint for reporting, documentation, and compliance analysis.

Education

• Prestige Institute of Management & Research

  Master of Business Administration - MBA, Financial Planning and Services

  2020 — 2022

• Devi Ahilya Vishwavidyalaya, Indore

  Bachelor's degree, Bachelor Of Computer Application & Information Technology

  2016 — 2019