Bhagawan Rajale
National Credit Manager - Credit Cards Portfolio
- Role
- National Credit Manager at ICICI Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Bhagawan Rajale
A result oriented professional with overall 33 years of experience, worked with ICICI…
Experience
National Credit Manager
Apr 2019 — Present · Mumbai, IN
Credit Head for consumer Credit Cards Portfolio & responsible for achieving two fold disbursement of Personal Loans on Credit Cards (PLCC)• Credit underwriting, portfoilo management & Credit Cards credit process management. Driving technology integration projects for retail cards processing, PLCC and portfolio activities. • Implemented ‘Paperless Credit Processing for PLCC & Portfolio’ activities to increase CPA productivity & cost rationalization. Scorecard model development for application & behavior scoring, using these scores for credit underwriting of new application and PLCC respectively, SAS programming, stastical analysis & predictive modeling. Leading project for automation of PLCC underwriting process
Education
VJTI, Mumbai
BE, Production Engineering
1986 — 1990
University of Mumbai
MMS, Finance
1994 — 1996
Skills
- Retail Banking
- Risk
- Underwriting
- Dealer Funding
- Strategic Alliances
- Car Loans
- Marketing
- Financial Risk
- Risk Management
- Team Management
- Portfolio Management
- Finance
- Business Development
- Management
- Mis
- Financial Services
- Banking
- Relationship Management
- Credit
- Cross Selling
- Credit Risk
- Credit Cards
- Loans
- Leadership
- Business Strategy
- Strategy
- Business Relationship Management
- Management Information Systems (Mis)
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