Beverley Smith
Mortgage Underwriter | Quality Control and Assurance | Risk Management | Due Diligence | Attention to Detail | Goal Oriented
- Role
- Senior Underwriter at Resicentral
- Location
- Bradenton, FL, US
- LinkedIn followers
- 500 followers
About Beverley Smith
Detail-oriented professional with expertise in loan underwriting and risk evaluation…
Experience
Senior Underwriter
Apr 2024 — Present
Assess risk and make decisions on loan applications based on analysis. • Validate loan application data and documents, ensuring accuracy and completeness for decision-making processes.• Utilize risk and collateral evaluation tools to assess loan viability and mitigate potential risks effectively.• Apply company credit risk definitions and guidelines to determine loan approvals or rejections.• Analyze policies, collaborate with teams, and communicate decisions to clients, brokers, or agents.• Provide guidance, training, and mentorship to junior underwriters or team members as necessary.• Review financial documents, credit reports, and relevant information to determine risk levels accurately.• Implement underwriting guidelines and standards effectively while maintaining consistency and adherence to company policies.
Education
University of Central Florida
Bachelor's of Science
Skills
- Fha Financing
- Reverse Mortgages
- Investment Properties
- Loan Origination
- Mortgage Underwriting
- Government Loans
- Refinance
- Real Estate
- Short Sales
- Usda
- Construction Loans
- Credit
- Sellers
- Va Loans
- Residential Mortgages
- Mortgage Banking
- Mortgage Marketing
- Mortgage Lending
- 203(K)
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