Beverly Karwisch

About Beverly Karwisch

In addition to my education and employment experience my life experience has afforded me many \"intangible\" qualifications one can\'t learn from a book. Qualities such as resourcefulness, insight, adaptability, agility, persistence, approachability, values and common sense are just a few. Protocol including: integrity, accountability, appropriateness, and a strong, honest work ethic make me an asset within the compliance and risk management framework. Proven leadership in areas such as: partnership development, strategic planning, change management, process improvement, program management, risk management, regulatory compliance, sales, sourcing, procurement, supplier diversity, and community outreach.Professional Expertise: Fair lending and responsible banking, CRA, UDAAP, UDAP, Dodd Frank Reform, FHAct, RESPA, governance and oversight, risk management and compliance, control design, change management, leadership, cultural competency.

Experience

1. AVP, Fair and Responsible Banking Division- Program Governance and Risk Management

   U.S. Bank

   Apr 2014 — Present · Cincinnati, OH, US

   Provide Fair and Responsible Banking Program Risk Management and Oversight for: Corporate and Commercial Banking, Wealth Management and Investment Services, Equipment Finance, Small Business Lending, and The Special Assets Group (SAG)Ensure Compliance program is strategically envisioned, designed, developed, and implemented across the enterprise to meet business needsInterface with all other relevant functional areas to ensure that the program and all associated activities are understood and working effectivelyEnsure solutions are well engineered, operable, maintainable, and delivered on scheduleEnhance data analysis and reporting to support ongoing monitoring of business and operations related risksInterface with Regulatory Examiners as neededMonitor current and future regulatory Compliance trends, technology and information that will enable the organization to maintain a compliant positionInterface frequently with senior leadership to provide status on current state, progress on new initiatives and issues relating to regulatory complianceRecommend and drive new initiatives which improve existing and new tools and/or processes to ensure continued regulatory complianceFoster an Agile environment that encourages innovationWork collaboratively across multi-disciplinary teams throughout the company Partner with Lines of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management frameworkParticipate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulationsIdentify gaps and inform solutions that minimize losses resulting from inadequate controls including internal processes, systems or human errorsIdentify and respond and/or escalate risks as appropriateServe as a functional liaison between the Line of Business and the 2nd and 3rd lines of defense

Education

• Aspen University

  Master of Business Administration (MBA)

  2012 — 2014

• Northern Kentucky University

  Bachelor of Arts in Education, Education

  1997 — 2002