Betsy Briones

About Betsy Briones

Senior Finance Executive with over 20 years of international experience leading credit risk strategy, order-to-cash transformation, and financial governance across the Americas.I specialize in managing high-value multinational portfolios, optimizing working capital, and implementing risk mitigation frameworks that enable sustainable revenue growth. My experience spans global technology and industrial sectors, where I partner closely with executive leadership, sales, legal, and banking institutions to structure complex credit solutions and financial strategies.Throughout my career, I have transformed credit management functions into strategic drivers of profitability — improving financial visibility, strengthening internal controls, and enhancing cross-regional performance.I am passionate about building high-performance teams, driving operational excellence, and delivering measurable financial impact in complex multinational environments.

Experience

1. Regional Credit Controller Americas

   Temenos

   May 2016 — Present

   Lead regional credit risk strategy across the Americas for a global banking technology company, managing portfolio performance, financial exposure, and cross-border operations.Key responsibilities and impact:• Direct credit risk strategy for multinational client portfolio• Structure and approve complex credit facilities aligned with global governance• Lead executive quarterly credit reviews at worldwide level• Negotiate collateral structures and financial guarantees• Lead financial restructuring and workout strategies• Manage strategic relationships with banking partners• Drive channel financing initiatives• Ensure compliance with global credit policy, IFRS, and SOX

Education

• Escuela Superior Politécnica del Litoral

  Master in Finance, Finance, General

  2012 — 2014

• Colegio Santa Mariana de Jesús

  Bachiller en Ciencias Contables

  1996 — 2001

• Universidad Técnica de Manabí

  Ingeniera Comercial, Finanzas

  2002 — 2008

• Universidad Técnica de Manabí

  Lcda. en Ciencias de la Educación, especialidad Inglés.

  2003 — 2008

Skills

• Forecasting
• Presupuestos
• Negotiation
• Business Strategy
• Liderazgo De Equipos
• Servicio De Atención Al Cliente
• Analysis
• Financial Risk
• Budgets
• Creative Writing
• Internal Audit
• Inglés
• Risk Management
• Strategic Planning
• Microsoft Office
• Análisis Financiero
• Microsoft Excel
• Financial Analysis
• Gestión De Riesgos
• Administración Y Dirección De Empresas
• Español
• Elaboración De Modelos Financieros
• Team Leadership
• Gestión De Proyectos
• Planificación Estratégica
• Cambio Organizacional
• Credit
• Financial Modeling
• Spanish
• Negociación
• Business Planning
• Estrategia Empresarial
• Auditorías Internas
• Pronósticos
• Financial Reporting
• Análisis
• Plan De Negocio
• Portfolio Management