Barsa Baisali Panda
Credit Risk Analytics @ PayPal | Data Driven Decision Making
- Role
- Credit Risk Manager i at PayPal
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Barsa Baisali Panda
With extensive experience in data analytics and a specialization in credit risk analytics, I currently contribute to PayPal\'s innovative solutions as a Senior Data Scientist. Focused on leveraging data-driven insights, my work involves strategy development, mining and analyzing data, and implementing impactful solutions. I am motivated by the challenge of creating tailored strategies that drive business growth while aligning with organizational goals and customer-centric values. At PayPal, I collaborate with cross-functional teams to deliver comprehensive credit risk strategies, leveraging my expertise in data mining, decision-making, and performance tracking. Previously, at Citi, I analyzed co-branded credit card acquisitions, developed profit-maximizing strategies, and executed end-to-end analytics projects. My commitment to problem-solving and delivering actionable insights has consistently enabled impactful, data-informed decision-making.
Experience
Credit Risk Manager i
Jul 2024 — Present · Bengaluru, IN
Revamped Proactive Credit Line Increase (CLI) strategy across 3 portfolios, enablingcontrolled policy expansion while maintaining loss rates and improving risk-adjustedprofitability.• Led cross-functional resolution of major post-upgrade data issues, restoring dataintegrity and stabilizing business operations.• Designed and implemented a new behavioral risk score, improving decision accuracyand portfolio performance.
Education
NIT Rourkela
Engineer’s Degree, Ceramic Sciences and Engineering (M.tech Dual Degree) Specialization in Industrial Ceramics
2012 — 2017
Saraswati Sishu Vidya Mandir, Neelakantha Nagar
+2 Science (CHSE)
2009 — 2011
Saraswati Sishu Vidya mandir, Ramahari Nagar, Berhampur
High School, (HSCE)
2000 — 2009
Skills
- Microsoft Office
- Microsoft Word
- C
- Programming
- Photoshop
- Java
- Powerpoint
- Microsoft Excel
- Autocad
- C++
- Matlab
- Windows
- Microsoft Powerpoint
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