Barsa Baisali Panda

Credit Risk Analytics @ PayPal | Data Driven Decision Making

Role
Credit Risk Manager i at PayPal
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Barsa Baisali Panda

With extensive experience in data analytics and a specialization in credit risk analytics, I currently contribute to PayPal\'s innovative solutions as a Senior Data Scientist. Focused on leveraging data-driven insights, my work involves strategy development, mining and analyzing data, and implementing impactful solutions. I am motivated by the challenge of creating tailored strategies that drive business growth while aligning with organizational goals and customer-centric values. At PayPal, I collaborate with cross-functional teams to deliver comprehensive credit risk strategies, leveraging my expertise in data mining, decision-making, and performance tracking. Previously, at Citi, I analyzed co-branded credit card acquisitions, developed profit-maximizing strategies, and executed end-to-end analytics projects. My commitment to problem-solving and delivering actionable insights has consistently enabled impactful, data-informed decision-making.

Experience

  1. Credit Risk Manager i

    PayPal

    Jul 2024 — Present · Bengaluru, IN

    Revamped Proactive Credit Line Increase (CLI) strategy across 3 portfolios, enablingcontrolled policy expansion while maintaining loss rates and improving risk-adjustedprofitability.• Led cross-functional resolution of major post-upgrade data issues, restoring dataintegrity and stabilizing business operations.• Designed and implemented a new behavioral risk score, improving decision accuracyand portfolio performance.

Education

  • NIT Rourkela

    Engineer’s Degree, Ceramic Sciences and Engineering (M.tech Dual Degree) Specialization in Industrial Ceramics

    2012 — 2017

  • Saraswati Sishu Vidya Mandir, Neelakantha Nagar

    +2 Science (CHSE)

    2009 — 2011

  • Saraswati Sishu Vidya mandir, Ramahari Nagar, Berhampur

    High School, (HSCE)

    2000 — 2009

Skills

  • Microsoft Office
  • Microsoft Word
  • C
  • Programming
  • Photoshop
  • Java
  • Powerpoint
  • Microsoft Excel
  • Autocad
  • C++
  • Matlab
  • Windows
  • Microsoft Powerpoint

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Barsa Baisali Panda — Credit Risk Manager i at PayPal in Bengaluru, KA, IN | Unifers