Balachandran M K
Parametric Insurance & Climate Risk Expert || Insurtech || Inclusive Insurance || Semifinalist MIT Global Innovation Challenge
- Role
- Head of Growth at Ibisa Network
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Balachandran M K
I am an inclusive insurance expert and parametric product innovator with over 17 years of experience designing and scaling technology-driven insurance solutions across Asia and emerging markets. My work focuses on building climate risk and microinsurance products that are affordable, scalable, and embedded within high-volume rural distribution ecosystems. I have led the development of pioneering solutions such as Dairy and Human Heat Index Insurance, and have extensive experience working with insurers, reinsurers, MFIs, cooperatives, and digital platforms to drive last-mile impact.Currently, I lead business development and strategic engagements at IBISA Network and serve as a global consultant to organizations such as UNCDF, UNDP, UNEP, and the World Bank. My work spans product design, market development, and capacity building across multiple geographies. Alongside my industry role, I contribute as a faculty member and trainer, supporting the development of inclusive insurance ecosystems through research, training, and policy advisory.
Experience
Head of Growth
Feb 2023 — Present · Mumbai, IN
Education
Institute of Rural Management Anand (IRMA)
PGDRM
2006 — 2008
College of Dairy Science And Technology , Thrissur
B.Tech, Dairy science and technology
2000 — 2005
Skills
- Mis
- Bancassurance
- Rural Development
- Rural Marketing
- Relationship Management
- Agribusiness
- New Business Development
- State & Local Government Sales
- Product Development
- Product Launch
- Team Management
- Sales Management
- Distributed Team Management
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