Baklybrad A Koski

Escrow Officer Homebuilder Services and Notary Public @First American Title Insurance Company

San Francisco, CA, US

Complete real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds. Determine escrow requirements by studying and clarifying buyer, seller, and lender instructions. Obtain clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals along with cross collateralization loans and refinance for new home purchase. Establish escrow account by depositing funds, also maintaining records. Open orders, input closing statements from a worksheet prepared by self or Escrow Officer. Prepare documents for closing and handle the complete disbursement and follow up of all escrow transactions.Complete calculations by prorating discounts, interest, commissions, proportions, percentages, taxes, and interest. Complete closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Complete closing by recording and filing documents; preparing and distributing final closing statements and title. Prepare HUD by utilizing lender instructions. Closes escrow account by balancing and disbursing funds. Comply with regulatory requirements by adhering, and enforcing adherence, to requirements.Enhance organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Communicate requirements and other information to clients including Title exceptions Interpret earnest money agreements as they relate to closing and prepare all documents require for transactions. Work periodically in terms of adherence to program goals, budgetary limitations, compliance with laws and regulations and general institutional policies.