Ayushi J.

About Ayushi J.

Results-driven financial services professional with 5+ years of progressive experience in…

Experience

1. Anti-money Laundering Analyst

   Citi

   Dec 2024 — Present · Pune, IN

   Conduct comprehensive transaction monitoring and analysis to identify suspicious financial activities, money laundering patterns, and potential terrorist financing across global payment networks• Perform enhanced due diligence (EDD) and customer risk assessments for high-risk clients, ensuring compliance with FinCEN, FATF, and regulatory AML/CFT frameworks• Investigate complex case scenarios involving wire transfers, trade finance, and correspondent banking relationships to detect financial crime indicators• Prepare and file Suspicious Activity Reports (SARs) with detailed documentation and evidence supporting regulatory submissions• Utilize advanced data analytics tools and AML detection systems (including Actimize, SAS AML, NORKOM) to identify anomalies and typologies• Collaborate cross-functionally with Compliance, Legal, Risk Management, and Business Units to implement robust AML controls and remediation strategies• Lead process improvement initiatives that enhanced investigation efficiency by streamlining workflows and reducing false positive rates• Stay current with evolving global sanctions lists (OFAC, UN, EU) and regulatory guidelines to ensure ongoing compliance• Provide training and guidance to junior analysts on AML investigation techniques and regulatory requirementsKey Achievements:• Successfully identified and escalated multiple high-risk cases resulting in regulatory filings and risk mitigation• Contributed to audit preparedness with zero AML-related regulatory findings• Recognized for analytical excellence in complex financial crime investigations