Ayush B.

Credit Manager @ HDFC BANK | Expertise in Risk Assessment, Loan Underwriting & Portfolio Management | Aspiring Credit Risk Analyst

Role: Credit Manager at HDFC Bank
Location: Patiala, PB, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Ayush B.

I\'m a Credit Manager at HDFC Bank with over 5 years of total experience in credit…

Experience

Credit Manager
HDFC Bank
Jun 2022 — Present
Conduct end-to-end credit underwriting and fraud risk assessment for unsecured loans, reducing loan default rates by 15%.Enhanced loan approval efficiency by 15% through credit process optimization.Handled high-risk NPA and write-off accounts; supported fraud prevention effortsPartnered with sales, legal, and recovery teams to improve end-to-end loan management.

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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