Ayush Dadhich

About Ayush Dadhich

Dynamic and forward-thinking technology leader driving large-scale transformation across the FinTech and Credit Risk ecosystem. I specialize in architecting and operationalizing AI-led decisioning frameworks that enable intelligent, automated, and data-driven financial systems.Currently leading multiple strategic functions encompassing Business Rules Engine (BRE) and ML Model Management, Credit Decisioning, Risk & Fraud Management, Deduplication, Multi-Bureau Integration, and AI-Based Underwriting — with a focus on building scalable, high-performance ecosystems that empower smarter and faster credit decisions.At the core of my work lies a transformative journey in Loan Origination Systems — reimagining end-to-end digital lending through tech-first, modular, and scalable architectures that serve as the foundation for sustainable growth. I believe in using technology not merely as an enabler, but as a strategic catalyst for innovation and business differentiation.Over the years, I have delivered measurable outcomes through cost optimization, operational excellence, and intelligent automation, while fostering innovation and agility across cross-functional teams. Renowned for my analytical clarity and execution discipline, I excel at navigating ambiguity, extracting insights from complex data, and translating them into decisive, actionable strategies.An innovator by conviction, I have successfully led end-to-end delivery of FinTech transformation programs across platforms such as PowerCurve SM, Collections, and Originations, earning recognition as a global Subject Matter Expert in Credit Risk for driving digital modernization, risk mitigation, and strategic optimization.I am deeply passionate about building FinTech @Scale — advancing the future of data-driven, AI-powered, and resilient financial ecosystems that redefine how institutions assess risk, enhance customer experience, and deliver long-term value.

Experience

1. Chief Manager Digitization

   L&T Finance

   Jun 2024 — Present

Education

• Ryan International School

  Secondary & Higher Secondary Education

• SRM University

  Bachelor of Technology (BTech)

• CADD Centre Training Services Private Limited

  Diploma

Skills

• English
• Leadership
• Html
• Autocad Mechanical
• Project Management
• Solidworks
• Photoshop
• C
• Event Management
• Management
• C
• Microsoft Office
• Public Speaking
• Teamwork
• Football
• Microsoft Word
• Team Leadership
• Research
• Autocad
• Powerpoint
• Matlab
• Chess