Ayan Karmakar

BBG Bandhan Bank ( Working Capital / Assets ) - Ex HDFC Bank , Ex Axis Bank .

Role: AVP - Business Banking Group at Bandhan Bank
Location: Bengaluru, KA, IN
LinkedIn followers: 500 followers

Sales & Business DevelopmentView LinkedIn profile

About Ayan Karmakar

A professional with Strong experience in business banking ( Lending of Asset Products ) and financial services, currently serving as AVP of the Business Banking Group at Bandhan Bank. Focused on onboarding NTB Mid Corporate and MSME clients for fund-based and non-fund-based services, while ensuring compliance, operational efficiency, and portfolio performance monitoring.Adept at commercial lending and business relationship management, collaborating with credit teams to structure and sanction proposals. Committed to aligning organizational goals with innovative client-centric solutions to drive sustainable growth.

Experience

AVP - Business Banking Group
Bandhan Bank
Sep 2024 — Present
Spearheaded the onboarding process for NTB Mid Corporate and MSME clients, focusing on both fund-based and non-fund-based customers. • Collaborated with credit teams to ensure proper structuring and sanctioning of proposals, enhancing operational efficiency. • Actively monitored portfolio performance and addressed audit queries, ensuring compliance and risk management.

Education

Indian Institute of Corporate Affairs .
IICA Valuation Certificate Program (IVCP) Batch (2020 - 21)
2020 — 2021
Holy Child School . Jalpaiguri - West Bengal .
Class X
LIFE LEADERS ACADEMY
Leadership
2024
Sri Sringeri Sharada Institute Of Management . New Delhi .
Post Graduate Diploma in Business Management . Full Time .
2003 — 2005
University of Calcutta
Bachelor of Commerce - BCom
1998 — 2001

Skills

Portfolio Management
Microsoft Office
Strategic Planning
Customer Service
Microsoft Excel

Contact information

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Work email
•••••@bandhan.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

Bandhan Bank

Banking · 38K employees · Kolkata, West Bengal, India

Started as a universal bank on August 23, 2015, Bandhan Bank is one of India’s fastest-growing private sector banks. Bandhan Bank has always been committed to financial inclusion and aims to serve the underserved. Guided by the principle of ‘Aapka Bhala, Sabki Bhalai,’ the Bank is dedicated not only to serving its customers but also to making a positive difference in people’s lives. They actively aim to bridge the gap for those who may not have had easy access to conventional banking services. Its focus is on providing a variety of world-class banking products and a comprehensive 360-degree service proposition, including loans, deposit accounts, internet and mobile banking, and ATM services, across India, primarily to semi-urban and rural customers. Presently, Bandhan Bank has nearly 6,400 banking outlets pan-India. The Bank has mobilised deposits of ₹1,64,886 crore and its total advances stand at ₹1,55,555 crore taking the total business to ₹3,20,441 crore as on June 30, 2026. The Bank has a team of more than 74,500 employees on roll. Bandhan Bank is driven by a constant desire to serve better.

bandhan.bank.in

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About Ayan Karmakar

Experience

AVP - Business Banking Group

Education

Indian Institute of Corporate Affairs .

Holy Child School . Jalpaiguri - West Bengal .

LIFE LEADERS ACADEMY

Sri Sringeri Sharada Institute Of Management . New Delhi .

University of Calcutta

Skills

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