Avtar Raju

Director @Pay4care

Derby, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Apr 2025 — Present

Director @Pay4care

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SKILLS

BankingRisk ManagementTeam ManagementCustomer ExperienceFinanceRelationship ManagementChange ManagementOutsourcingPerformance ManagementFinancial ServicesProcess ImprovementTelecommunicationsLeadershipCoachingVendor ManagementRetail BankingStrategyTrainingCustomer SatisfactionProject DeliveryService DeliveryOperational RiskBusiness AnalysisContact CentersCall CenterCredit CardsFinancial RiskManagementStakeholder ManagementTeam LeadershipCustomer ServiceBusiness Process ImprovementCall Centers

ABOUT AVTAR RAJU

Commercial and operational director with over 12 years’ experience leading large-scale payroll and managed account services within regulated professional services environments.Former Managing Director of DD Payroll Services, where I was responsible for the commercial and operational delivery of a national service supporting over individuals and more than 26 local authority contracts, overseeing the accurate and timely processing of millions of pounds in weekly transactions.My role encompassed end-to-end responsibility for service delivery, operational governance, pricing oversight, contractual performance, and compliance. I established and maintained the structures required to deliver consistent, high-volume services while meeting HMRC, FCA, GDPR, and safeguarding obligations.I led and developed multi-disciplinary operational teams, including payroll managers and service delivery staff, and acted as the senior escalation point for complex operational, payroll, and account-related matters. I also worked closely with commissioners, NHS partners, banks, insurers, and technology providers to design, mobilise, and operate integrated service models.Alongside day-to-day delivery, I led operational improvement and digital change initiatives, introducing automation, system integration, and enhanced management reporting to support service quality, oversight, and scalability.My background combines hands-on operational leadership with strong commercial awareness, developed across payroll, managed accounts, and earlier roles in regulated financial services.

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Avtar Raju — Director at Pay4care in Derby, GB | Unifers