Avishek Kumar

About Avishek Kumar

PRODUCT MANAGEMENT• Product Design with greenfield approach (literally 1st line of code was written here in our Pune office)• Involved in writing the product vision document • Defined the MVP for small, medium, and enterprise customers• Worked on true SAS cloud-based microservice architecture• UX /UI implementation using FIGMA for UX and Sink fusion for UI• GAP analysis - As-Is and To-Be analysis• Designing Platform modules – user management, payment approvals • AI and machine learning integrations in the product• Team handling experience / Vendor Management CONSULTING EXPERIENCE (PAYMENTS/ BANKING)• Go-To-Market strategies for small, medium and enterprise customers• Worked on Pre-Sales demo’s• Go Live and Pilot launch in production• Post go-live hyper care with global support team• Product documentation• Internal product marketing• Liaison between the VP of Products, Development Team, QA Vertical Head, Pre-Sales Implementation teams and Solution architects.• Customer onboarding – User JourneysBUSINESS ANALYSIS EXPERIENCE• Specialist in SEPA Credit Transfers• SEPA Direct Debits - Core and B2B• Designed MT to MX migrations framework• Cross border payments and CBPR+ using Nostro Vostro accounts • Thorough knowledge of SWIFT messages.• Payment initiation – PAIN 001, MT 101• Payment status message – PAIN 002, • Payment transfer confirmation – PACS 008, MT103, and MT103 with MT202COV• Direct Debit and Request for Debit – PAIN.008, MT 104• Thorough understanding of urgent payments• ACH, NACHA - Clearing and Settlement Cards – Acquiring and Issuing ISO 8583o Credit – Institution parameter, Device Onboard, Issuance, Authorization o Chargebacks and Disputes `o Interchange – Mastercard, Visao Transactions - Purchase, Void, Refund, Balance Enquiry• Banking – BB & T and SunTrust Bank merger• Bank white labelling for O2C applications • Review of test scenarios with QA team to help them create test plan• Conducted UATs with QA team • Well versed with API endpoints, JSON and YAML structuresAGILE PRACTICE / PROJECT MANAGEMENT • Lead the SAFe PI Plannings with 5 different Agile Release Train ART teams• Alignment of product roadmap to sprint backlog • Epics discovery, Product backlog refinement, grooming and prioritization• Converting requirements into user stories with tangible acceptance criteria• Breaking features into User Stories and their Acceptance Criteria• Prioritizing user stories based on team’s capacity and average velocity• Well versed with Jira, Rally and Confluence

Experience

1. Manager Product Management

   Mastercard

   Jul 2025 — Present · Pune, IN

Education

• Rajendra Vidyalya, Jamshedpur

  12

• Ramaiah Institute Of Technology

  Bachelor of Technology - BTech