Avirag Verma

Credit Risk Officer @Citi India

Mumbai, MH, IN
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+91 *********19

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WORK HISTORY

Dec 2025 — Present

Credit Risk Officer @Citi India

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Mumbai, IN

EDUCATION

N/A

BITS Pilani, Hyderabad Campus

Minor, Accounting and Finance

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BITS Pilani, Hyderabad Campus

Bachelor of Engineering - BE, Civil Engineering

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Indian Institute of Foreign Trade

Master of Business Administration - MBA, Finance, General

ABOUT AVIRAG VERMA

In my most recent role, I was involved in assigning credit ratings to large corporates in the real estate sector. My work involved assessing the capital structure, market position, financial performance, balance sheet strength of corporates and the impact of macro economic factors on corporate P/L, working capital, and cash flow generation. My domain expertise also covers roads and EPC sectors among others.I have interned as a Credit Risk Analyst at Credit Suisse in the Chief Risk Office where I worked on regulatory reporting as a part of the stress testing division.I am an MBA from the Indian Institute of Foreign Trade, Kolkata with majors in Finance and Marketing. I have completed Bachelor\'s in Engineering from Birla Institute of Technology and Science, Pilani (Hyderabad) majoring in Civil engineering.

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Avirag Verma — Credit Risk Officer at Citi India in Mumbai, MH, IN | Unifers