Avinash Kumar

About Avinash Kumar

Middle level managerial assignments in Banking Operations with an Organization of repute.Professional Overview A competent professional with more than six years of rich experience in Risk Management/ Product Administration. Presently associated with HDFC Bank, Pune as Regional Product control Manager (Agricultural and SME Finance, Commodities Business Group) Adept at handling overall risk & exposures of customers, involving risk assessment, internal/ external rating, as well as monitoring mitigants & portfolio risk. Demonstrated communication skills with relationship management & team coordination abilities. Specialties: communication skills, credit, credit risk, customer relations, documentation, english, finance, goal setting, hindi, insurance, inventory management, languages, logistics, management, market risk, marketing, microsoft office, microsoft project, mis, networking, policy analysis, process engineering, product management, proposal writing, quality, retail, risk assessment, risk management, sales, spss, strategic planning, tcl,

Experience

1. Regional Credit Head

   Hdfc Bank Ltd

   May 2006 — Present · Kolkata, IN

   Processing Decisioning of Business Banking Working Capital for the State of Karnataka

Education

• Konkan Agricultural University

  B.Sc, Agriculture

  1997 — 2001

• MANAGE (National Institute of Agricultural Extension Management

  MBA, Agri Business Management

  2001 — 2003

• Konkan Agriculture University, Dapoli, Ratanagiri

  B.Sc., Horticulture

  1997 — 2001

Skills

• Logistics
• Microsoft Office
• Retail
• Product Management
• Credit Analysis
• Management
• Risk Management
• Insurance
• Hindi
• Finance
• Mis
• Inventory Management
• Marketing
• Credit Risk
• Strategic Planning
• Sales
• Risk Assessment
• Credit