Audrey Spaulding
Senior Executive Vice President/Chief Credit Officer at Third Coast Bank, SSB
- Role
- Senior Executive Vice President Chief Credit Officer at Third Coast Bank
- Location
- Dallas, TX, US
- LinkedIn followers
- 500 followers
About Audrey Spaulding
Seasoned executive with over 30 years of banking experience through work in various Credit Administration positions. Worked through economic recessions and recoveries in Texas. Strong understanding of various aspects of financial risk management, including credit, liquidity, interest rate, compliance, reputational and strategic risks. Strong communication skills with the ability to convey thoughts to many different audiences, including bank personnel, board of directors, external auditors, and regulators.
Experience
Senior Executive Vice President Chief Credit Officer
Jun 2015 — Present · Dallas, TX, US
Management responsibility for the following areas within the Credit Department: Loan Documentation and Funding, Appraisals, Special Assets/Problem Loan Workout, Loan Monitoring, and Credit Underwriting. Additional responsibilities include assessment of the Allowance for Loan and Lease Losses loan impairment analysis, and coordination of external loan review. Chairperson of Problem Asset Review Committee. Chairperson of Executive Loan Committee and voting member of Directors Loan Committee.
Education
Texas Tech University
Bachelor of Business Administration (BBA), Accounting and Finance
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