Atul Yadav

About Atul Yadav

Results-driven VP – Business Analyst & Product Owner with over 14 years of experience in investment banking, specializing in credit and counterparty risk management, regulatory transformation, and delivering complex change initiatives across Tier-1 banks including Credit Suisse, RBS, and Société Générale.Core Expertise:Regulatory Frameworks & Compliance:Extensive experience in implementing Basel frameworks, including IRB PD/LGD/EAD models, RWA optimization, SA-CCR, and IMM methodologies, ensuring regulatory alignment with FINMA, PRA, and FED standards. Counterparty Credit Risk Analytics:Hands-on expertise in validating exposure across OTC derivatives, SFTs, Loans, and Money Market instruments using advanced methodologies (Monte Carlo, Historical Simulation, Factor-based). Strong background in wrong-way risk analysis, collateral eligibility frameworks, and exposure analytics (PE, PFE, EAD, CE, VaR).Product Ownership & Agile Delivery:Acted as a Product Owner for internal risk platforms, managing product roadmaps, backlog grooming, and cross-functional Agile squads. Designed and implemented EMAX (Exposure Move Analysis & Explain) using Tableau, delivering powerful data visualizations for credit officers and senior management.Project & Change Management:Proven track record in leading regulatory change programs, credit workflow implementations, and data remediation initiatives, resulting in measurable improvements in data quality, audit readiness, and operational cost reduction. Strong exposure to loan origination, credit approval, and limit monitoring processes.Technology & Tools:Proficient in SQL, Tableau, Python (basics), Sybase, Oracle, JIRA, HP QC, Confluence, and Tectia.Key Achievements:• Delivered Brexit readiness and PE remediation programs, improving regulatory reporting accuracy by 15% and reducing operational costs by 20%.• Led the implementation of SA-CCR and IMM exposure models and supported audit/regulatory reviews across global jurisdictions.• Spearheaded data governance (BCBS 239) and SOX control initiatives, ensuring accurate and timely risk reporting.With a strong ability to bridge business objectives and technical delivery, I bring a hybrid skill set suited for Product Owner, Risk Transformation Lead, or VP – Credit Risk roles within banks or regulatory-driven organizations.Open to leadership opportunities where I can drive innovation in credit risk platforms, enhance regulatory compliance, and shape data-led decision making in global financial institutions.

Experience

1. Associate Director

   Deloitte

   Jun 2025 — Present · Pune, IN

   Spearheaded risk consulting initiatives within the Strategic Risk and Transformation (SRT) Function at Deloitte. • Drove strategic transformation initiatives to ensure compliance with regulatory commitments. • Collaborated with cross-functional teams to identify and mitigate risks effectively. • Developed and implemented innovative solutions to enhance organizational resilience.

Education

• Hemchandracharya North Gujarat University

  Bachelor of Engineering (BE), Mechanical Engineering

  2003 — 2007

• Symbiosis Institute of Management Studies

  MBA, Finance

  2008 — 2010