Asutosh Mohata

Head Digital Banking Compliance & Governance @RBL Bank

Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jun 2022 — Present

Head Digital Banking Compliance & Governance @RBL Bank

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Mumbai, IN

Spearheaded digital banking compliance, ensuring adherence to RBI, NPCI, and UIDAI regulations.• Provided regulatory advisory for digital banking & payment products, including UPI, API banking, and connected banking.• Developed risk assessment models to enhance fraud detection and transaction monitoring across payment products.• Collaborated with IT teams to implement AI-driven compliance tools for automated risk management.• Developed a unified KYC source for cross-selling opportunities, streamlining customer onboarding.• Led the design and implementation of a standardized digital KYC process across all banking products• Played a key role in the implementation of DPDPA compliance measures.• Led the development of automation solutions for KYC validation and fraud risk mitigation.• Managed a team of 14 professionals, fostering a culture of collaboration and high performance.

EDUCATION

N/A

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

PGDMM, Business Administration and Management, General

1997 — 2002

R.D. National College

Bachelor of Commerce (B.Com.), Accounting and Finance

2004 — 2007

Indian Institute of Banking

Chartered Associate (CAIIB), Banking

SKILLS

Credit CardsMisBankingRisk ManagementOperational RiskProcess ImprovementProduct ManagementCross SellingBranch BankingRetail BankingRelationship Management

ABOUT ASUTOSH MOHATA

With over 15 years of deep-rooted experience in banking compliance, digital transformation, and governance, I specialize in aligning regulatory frameworks with cutting-edge digital banking initiatives.Currently leading Digital Banking Governance and KYC at RBL Bank, I’ve previously steered AML & KYC strategy, compliance monitoring, regulatory remediation, and product-process oversight across institutions like AU Small Finance Bank, IndusInd Bank, Standard Chartered, Barclays, and DBS.My core strengths: Driving compliance strategy across digital ecosystems and traditional banking channels Leading enterprise-wide KYC/AML governance and regulatory audits (RBI, NPCI, UIDAI) Building digital KYC platforms and unified compliance frameworks Translating regulatory guidelines into actionable, scalable controls Delivering risk-based supervision for UPI, API Banking, Digital Lending, and PaymentsWith a proven ability to collaborate across business, legal, ops, and tech teams, I am now exploring opportunities where I can drive governance and compliance at a strategic leadership level in Banking or Fintech.

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Asutosh Mohata — Head Digital Banking Compliance & Governance at RBL Bank in Mumbai, MH, IN | Unifers