Ashwin Nair

About Ashwin Nair

Ashwin Nair is a digital strategist with a passion for driving innovation. As a Digital Platform Specialist at DBS Bank, he leverages his 10+ years of experience in digital product management to develop effective BFSI digital platforms. Ashwin\'s approach focuses on simplicity, digital excellence and economic viability with a goal of balancing revenue growth and cost optimization. A Cardiff University (UK) alumnus and avid athlete, Ashwin brings a unique blend of analytical and creative skills to his work.

Experience

1. Cross Border & Domestic Payment - Digital Platform Specialist

   DBS Bank

   Jan 2025 — Present

   Cross-Border & Domestic Payments Specialist with deep expertise in India payment ecosystems. Strong knowledge of domestic rails – UPI, IMPS, NEFT, RTGS, ECS, NACH. Hands-on experience with cross-border payments – SWIFT, correspondent banking, inward & outward remittances. Well-versed in RBI regulations, FEMA, AML/KYC, DPSC, sanctions & compliance controls. Works closely with product, operations, technology, risk & compliance. Focus on payment success rates, STP improvement, exception handling & reconciliation. Experience in payment integrations, scheme rules and partner onboarding.⏱ Driven to reduce payment turnaround time (TAT) and improve customer experience. Customer-centric mindset with strong attention to accuracy, risk and reliability.

Education

• Cardiff Metropolitan University

  Bachelor's Degree, BA (Hons) Business and Management Studies

  2012 — 2015

• Cologne University of Applied Sciences

  • INTEBE Summer School Program 2013, International Trade and European Business Environment (Germany)

• Cardiff University / Prifysgol Caerdydd

  Master of Business Administration (M.B.A.)

  2015 — 2017

Skills

• Business Development
• Strategic Planning
• Organizational Behavior
• Research
• Public Speaking
• Microsoft Office
• Sales
• Marketing Strategy
• English
• Tourism
• Infographics
• Leadership
• Social Media Measurement
• Teamwork
• Team Management
• Outlook
• Time Management
• Entrepreneurship
• Environmental Awareness
• Photoshop
• Microsoft Word
• Marketing Communications
• Social Media Marketing
• Microsoft Excel
• Powerpoint
• Creative Problem Solving
• Soccer
• Market Research
• Mind Mapping
• Higher Education
• Event Management
• Windows
• Marketing