Ashwani Sharma
Country Head- Consumer Risk -|Empowering Business Transformation through Digital Risk & Lending Governance|
- Role
- Country Head - Consumer Credit Risk at DBS Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
Experience
Country Head - Consumer Credit Risk
Feb 2020 — Present · Mumbai, IN
Managing Retail Credit Risk and Collections for the bank. Part of the core team that drove the smooth amalgamation of the Laxmi Vilas Bank with DBS. Built dedicated credit risk, underwriting and collection teams for various retail products. Successfully launched various consumer lending products to cater to diverse customer needs while seizing opportunities for revenue diversification and expansion. Products launched- Unsecured Personal Loan- Retail Customers & MSMECredit Cards- Proprietary Card and Co-brand CardSecured Loans- Gold Loan(Partnership), Loans Against Properties, Affordable Housing LoansDirect Assignments/PTC- Unsecured, LAP, HLBuilt strategic partnerships with fintech companies and NBFC’s to drive product innovation and enhance competitiveness in the dynamic banking landscape.
Education
Indian Institue of Technology- BHU, Varanasi
B-Tech, Chemical Engineering
1994 — 1998
SMU Cox School of Business
MBA, Finance & Marketing- Dual Concentration
2002 — 2004
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