Ashutosh Saini
Pa to Managing Director @Ttmzero
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WORK HISTORY
Pa to Managing Director @Ttmzero
Berlin, DE
EDUCATION
ANSAL UNIVERSITY
Bachelor of Technology, Mechanical Engineering
SRH Berlin University of Applied Sciences
Masters , Masters in Engineering and International Business Renewable Energies, Water and Waste Management
ABOUT ASHUTOSH SAINI
Aspiring Credit Risk Analyst with a strong foundation in financial data analysis, risk assessment, and market insights. Currently working at TTMzero GmbH, managing market data, client relations, and financial instrument analysis while supporting the CEO & MD in strategic financial research. Proficient in Excel, SQL, Python (NumPy, Pandas), and Refinitiv EIKON, with experience in options pricing, structured products, and financial risk evaluation. Actively building expertise in credit risk modeling, BNPL credit assessment, and default prediction, with a keen focus on solving credit default challenges in digital lending. Passionate about leveraging data-driven insights and risk frameworks to improve credit evaluation, underwriting processes, and lending decisions for financial institutions and fintechs. Eager to contribute analytical skills and financial expertise to a dynamic credit risk team, ensuring robust credit assessments, risk mitigation strategies, and sustainable lending models in evolving credit markets.
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