Ashutosh Singh

About Ashutosh Singh

Steering the collections at Kotak Mahindra Bank, my mission involves the strategic handling of tractor loan portfolios across multiple districts in East Uttar Pradesh, managing a team of 35 and ensuring adherence to compliance. Our collective efforts focus on maintaining customer satisfaction while effectively managing debt recovery.With expertise in corporate and debtor finance, my most recent endeavors include overseeing auto loan portfolios and vendor management at HDFC Bank. These roles have honed my skills in territory account management, supporting our goals of operational excellence and robust financial service delivery.

Experience

1. Area Collections Manager

   Kotak Mahindra Bank

   Jul 2024 — Present · Lucknow, IN

   Directed collection operations involving 6 managers and 40 field executives in over 20 districts.• Perform repossessions consistently following bank regulations.• Streamlined communication processes for sales and credit divisions.• Achieved all targets across multiple parameters and NPA settlements.• Monitored and enforced regulatory requirements.• Secured leading NPA reversals during March 25.• Excellent communication skills, both verbal and written.• Proven ability to learn quickly and adapt to new situations.• Skilled at working independently and collaboratively in a team environment.• Participated in team projects, demonstrating an ability to work collaboratively and effectively.• Proved successful working within tight deadlines and a fast-paced environment.• Adaptable and proficient in learning new concepts quickly and efficiently.• Strengthened communication skills through regular interactions with others.• Worked flexible hours across night, weekend, and holiday shifts.• Demonstrated respect, friendliness and willingness to help wherever needed.• Assisted with day-to-day operations, working efficiently and productively with all team members.• Passionate about learning and committed to continual improvement.

Education

• Vishveshwarya institute of engineering and technology

  Bachelor of Technology (B.Tech.), Mechanical Engineering

  2008 — 2012

• Draivar balrampur

  High School Diploma, PHYSICAL SCIENCES

• Draivar balrampur

  High School Diploma

• Greater Noida

  Bachelor of Technology, Mechanical Engineering

• Manipal Academy of Higher Education

  Postgraduate Degree, Banking and Finance

• ICICI Bank

  Postgraduate Degree

• Manipal Academy of Higher Education

  PGDBF, Banking and Financial Support Services

  2016 — 2017