Ashutosh Bodhankar

About Ashutosh Bodhankar

With 25 years of expertise in Consulting, Risk Management, and Design–Build–Transform initiatives, I specialize in shaping and scaling Commercial Banking operations for large and regional banks across the US and APAC. I have successfully led multiple programs to establish offshore delivery capabilities in commercial lending front‑office functions, spanning the entire lending lifecycle.My career reflects deep domain knowledge across diverse lending products — including Project Finance, Sponsor Finance, Asset‑Based Lending (ABL), Inventory/Channel Finance, and Technology Finance — and a proven ability to deliver high‑impact transformations. I have consistently designed and executed offshoring strategies for mid‑to‑large banks, managed large‑scale transitions of complex credit functions, and reimagined end‑to‑end credit processes.In recent years, I have been at the forefront of conceptualizing, designing, and rolling out GenAI and agentic AI solutions for credit memo generation and rating analytics, embedding advanced automation and intelligence into critical decisioning workflows. These initiatives complement my track record of implementing industry‑leading solutions, from Power Apps and Python‑based automation to AI‑driven credit analysis, enabling banks to achieve efficiency, accuracy, and scalability.Equally important, I have built and nurtured high‑performance teams, driven business unit ROI, and designed career‑pathing programs that empower talent while ensuring organizational resilience. My leadership has consistently delivered best‑in‑class service delivery, aligning operational excellence with strategic growth.Beyond technical expertise, I am deeply passionate about Leadership Development and Project Management, and I hold integrity and ethos as guiding principles. I believe in giving back to society and fostering environments where people and organizations can thrive.

Experience

1. Executive Director - Commercial Credit Underwriting

   Wells Fargo

   Feb 2022 — Present · Hyderabad, IN

   Leading the underwriting horizontal across Commercial Banking for I&P region. Operate and manage large teams (150+ Analysts and Managers) for credit risk underwriting, originations, and portfolio management activities across asset class for North America and Europe.Starting 2024, actively engaged in harnessing GenAI ecosystem within the organization with 2-3 use cases on Risk rating and intelligent reporting, Credit memo, and Commercial T & Cs.Key contribution include - 1. Attract talent and build teams with strong credit domain focused ecosystem. Design, operate and deliver complex transitions for offshoring across product lines and credit activities for E2E client lifecycle.3. Lead transformation initiative in streamlining, standardizing and automating low to moderate complex credit processes. Eliminated 33% of FTE in 18 months, through automation and upskilling people to take on more complex tasks, without redeployment.4. Design and establish framework on career pathing for over TMs across 30+ competencies in Wholesale banking and operations. Conceived and curated learning programs for junior TMs for enhancing learning and career progression; thereby reducing talent acquisition cost by 30%.5. Design, execute and test Operational Risk management across wholesale banking covering processes for improved compliance and control.

Education

• ICAI

  Chartered Accountant, Finance & Risk Management

  1996 — 2000

• Nagpur University

  Bachelor, Accounting and Finance

Skills

• Financial Risk
• Offshoring
• Relationship Management
• Financial Services
• Transition Management
• Financial Modeling
• Business Analysis
• Business Process Improvement
• Credit Risk Management
• Loans
• Finance
• Bpo
• Credit Risk
• Business Process Re-Engineering
• Risk Management
• Team Management
• Enterprise Risk Management
• Mis
• Management Consulting
• Commercial Banking
• Internal Audit
• Process Improvement
• Analytics