Ashutosh Kumar Singh
Senior Product Manager | Credit Cards & Payments | BFSI | FinTech | IIM Visakhapatnam
- Role
- Senior Product Manager at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Ashutosh Kumar Singh
I’m a Senior Product Manager in BFSI / FinTech with 7+ years of experience building and scaling credit card and payment products from zero to scale. I specialize in designing Gen Z–focused credit solutions, driving high adoption, sustainable spends, and long-term portfolio growth.Currently at IDFC First Bank, I lead end-to-end ownership of a proprietary credit card product — from CVP and tech implementation to GTM, sourcing, EMI monetization, and lifecycle management. My work has contributed to 2.5L+ card acquisitions, ₹150Cr+ monthly spends, and consistent 20% MoM growth in spends and EMI conversions.I thrive at the intersection of data, customer behavior, and execution — translating insights into scalable products. Known for strong cross-functional leadership, I’ve been recognized with ACE & MVP awards and consistently enjoy solving complex product problems that drive real business impact.
Experience
Senior Product Manager
May 2023 — Present · Mumbai, IN
Led 0→1 launch of a Gen Z–focused proprietary credit card, owning CVP, tech configuration (TSYS Prime, SFDC, App), GTM strategy, and lifecycle management. • Scaled the portfolio to 2.5L+ card acquisitions, driving ₹150Cr+ monthly spends and strong customer engagement. • Designed and launched flat-fee EMI innovation, increasing EMI contribution to ~18% of total spends. • Delivered 20% month-on-month growth in spends and EMI sales through sourcing optimization, channel performance tracking, and portfolio analytics. • Built sourcing and sales enablement strategies resulting in 20K acquisitions in 3 months across distribution channels. • Developed dashboards and reporting frameworks on Salesforce, improving visibility across acquisition, retention, and spend metrics. • Recognized with ACE & MVP awards for top 5% performance.
Education
Oxford Public School, Ranchi
High School, Science
2003 — 2011
Indian Institute of Management Visakhapatnam
Master of Business Administration - MBA
2019 — 2021
Institute of Techncal Education & Research
Bachelor of Technology - BTech, Mechanical Engineering
2011 — 2015
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