Ashley Smith
Commercial Officer
- Role
- Commercial Service Officer at United Bank
- Location
- Myrtle Beach, SC, US
- LinkedIn followers
- 500 followers
About Ashley Smith
My mission is to drive portfolio growth and client satisfaction, while supporting the bank\'s vision and values. Additionally, I have developed community relationships through CRA initiatives and becoming an active member of civic and professional organizations, including actively participating in networking events, and graduating from Leadership Grand Strand. Should you require expert assistance with any business/commercial banking needs in North or South Carolina, please do not hesitate to contact me.
Experience
Commercial Service Officer
Jan 2026 — Present · Horry County, SC, US
My role is to be a strategic partner to middle-market companies and high-value commercial clients, focusing on sophisticated treasury management solutions and deposit growth. My role is centered on bridging the gap between complex financial needs and seamless operational delivery.Key Responsibilities & Impact:New Business Cultivation: I actively identify and develop new commercial relationships through targeted prospecting. I focus on partnering with companies generating $10M+ in revenue or those maintaining average deposit balances exceeding $1M.Strategic Internal Collaboration: I work closely with Market Presidents, Commercial Bankers, and Branch Managers to streamline the onboarding of new opportunities, ensuring that treasury services and deposit products are delivered effectively from day one.Relationship Management & Expansion: For our most significant institutional relationships, I provide proactive management to ensure long-term satisfaction. My goal is to create a framework for growth, often by capturing \"wallet share\" from competitors and consolidating outside accounts.Treasury Solutions Expert: I specialize in assisting clients with complex operational needs, implementing essential services such as ACH origination, Positive Pay fraud prevention, and Purchasing Card programs to optimize their cash flow and security.Client Focus: I primarily support fast-growing or established enterprises, as well as key Centers of Influence (COIs) including CPA firms, law firms, and management consulting practices.
Education
Wofford College
Bachelor's Degree, History
1998 — 2002
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