Ashish Toshniwal
Vice President at RBL Bank
- Role
- Vice President at RBL Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Ashish Toshniwal
I am currently employed with RBL Bank Ltd in their Commercial banking division for Mid Sized/emerging corporates in the west zone as a Senior Relationship Manager/team lead. As part of the role I have to source/originate both asset and liability deals from new to bank clients/existing portfolio and also guide/mentor RM/s in my team to do the same. currently managing Rs crs asset book (fund plus non-fund book) across a portfolio of 25 credit clients and similar number of non-credit clients. Post origination and initial name clearances, i oversee credit risk evaluation and Credit Approval Memorandum preparation by Associate Relationship Managers (ARMs cum credit analysts reporting into me) by evaluating the macro/industry/sectoral/ strategic/management and financial risk of the potential and existing clients. Subsequently present the cases to internal credit risk team and management credit committee to get the cases approved/sanctioned. Thereafter coordinate with all internal departments to get documentation, other sanction formalities done to ensure disbursements. In addition, I am managing relationships of existing clients on day to day basis to ensure seamless operations by the branches/ops teams with objective to continuously farm and expand them and increase the bank\'s walletshare. Previously was leading the FP & A team of Cummins India\'s genset business. As part of the role I am ensuring the financial evaluation of all planning related strategic/new product project activities, helping prepare annual, 36 month, 5 year financial forecast, annual budgeting/target setting and ensuring preparation of various financial reports for global and local reporting purpose.Earlier as part of the Corporate Strategy and M&A team I was helping the Cummins India group come up with and analyse revenue & profitability growth options via both organic and inorganic (including M&A) route. Further, supporting various ongoing critical strategic initiatives of the organization like the new megasite having 8 new plants, new HO building and the largest technical centre outside of USA.
Experience
Vice President
Aug 2022 — Present · Mumbai, IN
Managing a mid sized/emerging corporate/commercial banking portfolio of crs of fund and non fund asset book across 25 credit and similar non-credit clients with objective to farm the same for more business. Further have to keep acquiring/sourcing deals to add new to bank/fresh clients.
Education
University of Mumbai
BMS, Management
2007 — 2010
G.D Somani Memorial School
Secondary School Certificate
1992 — 2005
S.P. Jain Institute of Management & Research
MBA, Financial Management
2010 — 2012
K.C College
Higher Secondary Certificate, Science
2005 — 2007
Skills
- Equity Research
- Competitive Intelligence
- Marketing
- Business Analysis
- Business Development
- Market Research
- Derivatives
- Financial Analysis
- Project Management
- Operations Research
- Strategic Planning
- Procurement
- Financial Modeling
- Competitive Analysis
- Management
- Investments
- Strategy
- Corporate Social Responsibility
- Erp
- Analytics
- Business Strategy
- Management Consulting
- Positioning
- Corporate Finance
- Vendor Management
- Lead a Team
- Equities
- Finance
- Product Marketing
- Entrepreneurship
- Valuation
- Strategic Thinking
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