Ashish Jain
- Role
- Senior Staff Engineer at PayPal
- Location
- San Jose, CA, US
- LinkedIn followers
- 500 followers
About Ashish Jain
Progressive and diverse IT experience in architecting and delivering projects and…
Experience
Senior Staff Engineer
Apr 2021 — Present · San Francisco, CA, US
Architected PayPal\'s high-visibility Direct Deposit/Direct Debit platform with dedicated Virtual Bank Accounts for ACH inflows (payroll, tax refunds), enabling seamless, fast onboarding and sub-500ms (95th percentile) user experience—down from 1.5+ seconds—while delivering retryable funds flows at 99.995% success rate, seamless dispute handling, and ~$5B annual volume.* Designed and led the PayPal\'s Embedded Tax Filing, reusing the standardized vendor provisioning platform to slash end-to-end onboarding from 2s (95th percentile) to 250ms—driving higher conversion rates and $75M-$80M additional Direct Deposit funds-in revenue—while adding webhook-based error handling and reconciliation for System of Record accuracy, achieving 2-3 week time-to-market.Payroll Provider onboarding and integration: Engineered Payroll Partner SDK for seamless user updates in payroll providers, enabling 1-2 week onboarding with zero engineering—adding ~$250M to PayPal ecosystem.* Built Cash-A-Check pipeline: Integration with a third-party SDK that enables phone cameras to capture the check image, create a PayPal transaction, and send the image to the vendor for processing. Listens to a webhook on check processing events and completes the transaction in PayPal System. It adds ~$200M annual ecosystem value.* Implemented an event-driven reconciliation engine that consumes real-time product and transaction events, ensuring data consistency and accuracy by continuously reconciling state against the system of record.* Led the engineering effort for the InStore-Cash-Deposit product, integrating the PayPal App with major retail networks (Walmart, CVS) using secure barcode workflows and a common vendor onboarding platform, significantly expanding product capabilities.
Skills
- Unix
- Tableau
- Xml
- Javascript
- Sql
- Mysql
- Software Design
- Web Services
- Perl
- Software Development
- Pl/Sql
- Agile Methodologies
- Software Development Life Cycle (Sdlc)
- Microsoft Sql Server
- C++
- Eclipse
- Databases
- Jsp
- C#
- Shell Scripting
- Core Java
- .net
- Oracle
- Scrum
- Uml
- Design Patterns
- Sdlc
- Requirements Analysis
- Unix Shell Scripting
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