Ashish Pareek
Regional Credit Manager - North | Personal Loan Credit & Portfolio Management
- Role
- Regional Credit Manager at Tata Capital
- Location
- Jaipur, IN
- LinkedIn followers
- 500 followers
About Ashish Pareek
Credit underwriting of personal loan product
Experience
Regional Credit Manager
May 2023 — Present · Jaipur, IN
As the Regional Manager for Personal Loan Credit Operations in the North, managing critical aspects of the credit lifecycle, including underwriting, credit assessment, and E to E processing. My key responsibilities include:Managing and optimizing the credit underwriting and assessment processes to ensure alignment with business objectives and regulatory standards.Monitoring and analyzing early-stage delinquencies, providing insights and presenting findings to senior management.Preparing comprehensive monthly credit reviews and presentations for senior management to drive informed decision-making.Playing an active role in the digital transformation of credit processes, contributing to the development of the FICO Business Rule Engine to enhance automation and efficiency.With a focus on portfolio management and process innovation, I aim to deliver value through data-driven insights and continuous process improvements in the personal loan domain.
Education
University of Pune
Master's degree
2006 — 2008
Stani Memorial PG College, Jaipur
B.Sc
2003 — 2006
Skills
- Banking
- Team Management
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