Ashish Vairagade

Sr President & National Head - Credit Risk - Iib (Fis) @YES BANK

Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Aug 2020 — Present

Sr President & National Head - Credit Risk - Iib (Fis) @YES BANK

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Mumbai, IN

I am the Credit Head for the FIs (Domestic & International). My major responsibilities includea) Evaluate/approve credit proposals in line with credit appetite as per extant delegation. b) Evaluate/approve credit proposals as a member of Executive Credit Committee c) Facilitate holistic discussion on the credit proposals at Board/Management Credit Committees d) Actively engage with promoters/top management of clients to evaluate their business strategy e) Ensure that the team undertakes in-depth credit appraisal, appropriate structuring of terms of sanctionsf) Close monitoring of critical exposuresg) Team management; mentoring of young professionalsh) Facilitate closure of inter-functional issues through deliberationsi) Ensure domain knowledge of the team is updated with latest regulatory/industry developments.

EDUCATION

1994 — 1998

University of Mumbai - UDCT

B. Chem. Engg., Chemical Engineering

1998 — 2000

Jamnalal Bajaj Institute of Management Studies (JBIMS)

MMS, Finance

SKILLS

CreditInternal ControlsCredit AnalysisStructured FinanceFinancial RiskPortfolio ManagementCredit RiskRelationship ManagementCommercial BankingCapital MarketsCorporate FinanceRestructuringFinancial StructuringBankingRisk ManagementTeam Management

ABOUT ASHISH VAIRAGADE

MBA from Jamnalal Bajaj, Mumbai BE from UDCT, Mumbai (1998)- Overall ~20+ years of experience in Credit Risk - Large Corporate/FIs, Project Finance, Project Monitoring, Stressed Assets Management, Structured Lending/Advisory, Corporate Banking- Currently Credit Head for the FIs (Domestic & International ): National Head - Credit Risk (IIB) at Yes Bank since 2020. Previous roles include following- Head- Project Monitoring - Pan-India - Project Finance Credit Risk at Yes Bank for 4.5 years- Prior to that led West & South Regions of Large Corporate Credit Risk at Yes Bank for 7.5 years- Part of Stressed Assets Business Unit of Yes Bank: handled Structured Lending/Advisory for 2.5 yrs- Part of Corporate Finance Business of IDBI: handled Project Finance, Stressed Assets for 5.5 yrs.

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Ashish Vairagade — Sr President & National Head - Credit Risk - Iib (Fis) at YES BANK in Mumbai, MH, IN | Unifers