Ashish Soni

Lead Operational Risk Management @Ameriprise Bank, Fsb

Noida, IN

Conducted comprehensive loan file reviews, including assessment of credit, capital, income, and collateral (title report, appraisal report, and sales contract), as well as thorough compliance evaluations.Taking care of Regulatory Compliance Review Conducted comprehensive reviews covering: Qualified Mortgage (QM) and Ability-to-Repay (ATR) Requirements: Tested compliance with applicable provisions under the Dodd-Frank Wall Street Reform and Consumer Protection Act, as implemented by the Consumer Financial Protection Bureau (CFPB). TRID Review: Evaluated compliance with TILA-RESPA Integrated Disclosure (TRID) requirements to ensure accurate and timely disclosures throughout the mortgage origination process. Includes ROR testing, fee tolerance comparison between the early and final HELOC disclosures, TILA APR tolerance testing on the final HELOC disclosure, and a comparison of fees listed on the HUD

Sikkim Manipal University - Distance Education

Master of Business Administration - MBA, Finance, General

University School of Management Studies, GGSIPU

Bachelor of Business Administration - BBA