Ashish Joshi

Cluster Head Emerging Market Branch Banking at IDFC FIRST Bank Holding 20 Years Retail Branch Banking Franchise Building Experience.

Role: Cluster Head at IDFC FIRST Bank
Location: Gandhinagar, GJ, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Ashish Joshi

Building Banking Businesses, Not Just Branches Growth in banking is never…

Experience

Cluster Head
IDFC FIRST Bank
Nov 2022 — Present · Gandhinagar, IN

Education

M P Shah Commerce Collage
Bachelor's Degree, Business/Commerce, General
1998 — 2001

Skills

Trade Finance
Team Mentoring
Branch Handling
Credit Appraisals
Nri Services
Core Banking
Branch Management
Portfolio Management
Management
Relationship Management
Banking
Team Management
Branch Banking
Credit Analysis
Cross Selling
Crm
Credit Monitoring
Mis
Amfi Certified
Irda Certified
Retail Banking
Customer Service
Amfi
Sme Banking
Neft
Fixed Deposits
Audit Management

Contact information

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Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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About Ashish Joshi

Experience

Cluster Head

Education

M P Shah Commerce Collage

Skills

Find verified contacts for anyone on LinkedIn