Ashish Chokhandre
Product Manager @Kotak Mahindra Bank
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WORK HISTORY
Product Manager @Kotak Mahindra Bank
Mumbai, IN
Roles & Responsibilities • Own the end-to-end tokenization product strategy and roadmap, driving the transition from PAN-based processing to secure, lifecycle-managed payment tokens across channels.• Lead product delivery lifecycle from discovery, requirement gathering, and prioritization to development, UAT, certification, and successful production rollout.• Design and implement token lifecycle management capabilities, including provisioning, suspension, de-tokenization, and reactivation.• Collaborate with card networks, payment processors, and internal platform teams to enable network tokenization and merchant token vault integrations.• Drive cross-functional alignment across business, technology, risk, and compliance teams to ensure seamless and secure product execution.Impact & Focus Areas• Strengthened payment security by reducing exposure of sensitive card data, accelerating adoption of tokenized payment flows.• Enhanced authorization success rates and customer experience by leveraging network-optimized tokenization, ensuring seamless and secure transactions.• Drove growth in contactless (Tap & Pay) adoption by launching targeted offer campaigns, increasing customer engagement and usage.
EDUCATION
Indian Institute of Management Mumbai
Master of Business Administration - MBA
G.H. Raisoni College of Engineering(GHRCE), Nagpur
Bachelor of Engineering - BE, Electrical Engineering
ABOUT ASHISH CHOKHANDRE
Product professional at Kotak Mahindra Bank, focused on building and improving digital payment experiences across credit card journeys. I collaborate with business and tech teams to build secure, simple, and user-friendly products.I hold an MBA from IIM Mumbai and have experience at EY and Cognizant, giving me a well-rounded mix of product thinking, strategy, and technology understanding.Keen to work on roles where I can learn, build, and solve real user problems.
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