Ashif M.

About Ashif M.

AML RightSource empowers compliance initiatives through advanced financial analysis and forensic accounting expertise. The team leverages ACAMS certification to identify and mitigate money laundering risks, ensuring regulatory adherence and robust due diligence processes. Contributions include reducing false positive alerts and supporting operational enhancements. By collaborating with cross-functional teams, the organization has streamlined compliance workflows, strengthening adherence to evolving industry standards. Dedicated to refining systems that uphold transparency and financial integrity.

Experience

1. Associate Analyst Ii

   AML RightSource

   Sep 2024 — Present · Kolkata, IN

   Advanced Transaction Monitoring: Execute end-to-end monitoring of assigned accounts to identify and assess potential suspicious activity, including money laundering, terrorist financing, and fraud. • Analytical Pattern Recognition: Identify data anomalies and \"red flags\" by applying AML/BSA regulations and industry best practices to detect complex typologies like structuring and layering. • Cross-Functional Collaboration: Partner with the Compliance Unit and data management teams to implement the most effective methodologies for meeting transaction analysis and reporting requirements. • Technical Tool Expertise: Utilize complex data sources and advanced analytical tools—including Actimize, LexisNexis, and UCM—to conduct forensic transaction mapping and network flow analysis. • Process Optimization: Contribute to a collaborative, team-oriented environment focused on refining analytical workflows, reducing false positives, and improving the quality of SAR narratives. • Regulatory Compliance: Ensure strict adherence to federal and state laws, including the Bank Secrecy Act (BSA) and USA PATRIOT Act, while maintaining alignment with evolving client requirements. • Leadership & Impact: Manage a high-performing team of 20+ analysts, maintaining a 98%+ quality and SLA adherence rate while facilitating critical communication with law enforcement agencies.• Methodologies: AML/CTF Investigations, SAR Reporting, CDD/EDD Reviews. • Technical: Advanced Excel (Pivots/Filters), Case Management Systems, Transaction Mapping. • Compliance: BSA, USA PATRIOT Act, OFAC, FATF.• End-to-End Investigations: Proficient in managing the full investigative lifecycle, from initial alert monitoring to drafting comprehensive SAR narratives for regulatory submission.• Risk Mitigation: Expert in performing CDD/EDD reviews, source-of-funds analysis, and customer risk profiling to identify and escalate red flags.