Aryan S.
Management Trainee @Ratnaafin Insurance Broking
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WORK HISTORY
Management Trainee @Ratnaafin Insurance Broking
Ahmedabad, IN
Supported underwriting decisions across diverse corporate insurance lines (Marine, Property, Liability, EB, Engineering, Motor, Travel, Health and Specialty) through structured risk assessment and adherence to insurer risk appetite.
EDUCATION
Birla Institute of Management Technology (BIMTECH)
Post Graduate Diploma in Management , Insurance Business Management
Bharati Vidyapeeth University Institute of Management and Research (BVIMR)
Bachelor of Business Administration - BBA, Finance
ABOUT ARYAN S.
Management Trainee | PGDM (Insurance Business Management)| Risk, Data & Strategy EnthusiastI’m a results-oriented management professional currently working as a Management Trainee at Ratnaafin Insurance Broking, with a completed PGDM in Insurance Business Management from BIMTECH. With a strong foundation in finance (BBA – 82.8%, Bharati Vidyapeeth), I combine analytical thinking, market understanding, and a problem-solving mindset to create impact in the insurance space. Professional Experience Highlights:Ratnaafin Insurance Broking – Supporting underwriting and servicing in commercial insurance (Marine, Property, Liability), coordinating with insurers and clients to ensure smooth policy issuance, renewals, and tailored risk solutions.Tata AIG – Conducted market research and competitive benchmarking for usage-based PAYD insurance, extracted insights from 50+ agents, and proposed telematics-driven strategies to align pricing and risk models with industry trends. Project Experience:Performed EDA on housing and insurance premium data using Python.Analyzed gaps in palliative care insurance coverage, contributing actionable recommendations.Collaborated with OorjaGram to explore India’s shift to renewable energy, identifying sustainable growth strategies.🧠 Core Skills & Tools:Commercial Underwriting | Risk Analysis | Market ResearchPython (Basics)| SQL (Basics)| Excel | Design ThinkingClient Coordination | Policy Servicing | Telematics Strategy Certifications:McKinsey Forward Program – Problem Solving, Decision Making & Growth MindsetCatastrophe Modelling (Xcera)| BPM Associate – Insurance (NASSCOM)Digital Marketing (Google)| Prompt Engineering | Python Programming (Udemy) Outside of work, I actively volunteer with the Robin Hood Army, enjoy photography, swimming, and staying curious through reading and exploring innovations across insurance, tech, and sustainability.Let’s connect if you\'re working in or passionate about insurance innovation, risk strategy, or digital transformation in financial services!
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