Aryamishra Mukul
AVP - Legal @Utkarsh Small Finance Bank
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WORK HISTORY
AVP - Legal @Utkarsh Small Finance Bank
MUMBAI / Varanasi, IN
Legal & Regulatory Governance: Directed legal due diligence, statutory compliance, and regulatory adherence across banking operations, ensuring alignment with RBI guidelines, Banking Regulation Act, Companies Act, and PMLA, thereby safeguarding the institution against legal and financial risks.• Enterprise Contract & Risk Management: Spearheaded enterprise-wide contract governance, including drafting, vetting, and negotiating high-value vendor, procurement, outsourcing, and IT service agreements; established centralized contract lifecycle management processes, enhancing compliance, transparency, and operational agility.• Strategic Litigation & Dispute Resolution: Led legal strategy for complex litigations across multiple forums (Consumer Forums, Civil & High Courts, quasi-judicial bodies), including fraud management, SARFAESI, RDB, MSME, Arbitration, and Cooperative Societies Acts; partnered with external counsel to drive cost-effective outcomes and minimize legal exposure.• Risk Mitigation & Compliance Assurance: Formulated and enforced legal risk management frameworks covering retail products, claim settlements, credit information compliance, and fraud prevention, considerably reducing litigation costs and exposure to regulatory penalties. • Employment Law & Workforce Advisory: Advised leadership on employment law, workplace policies, PoSH compliance, and industrial relations; enabled risk-free talent practices by designing employee contract frameworks, policy interventions, and dispute resolution mechanisms.• Stakeholder & Regulatory Engagement: Acted as primary liaison with RBI, judicial authorities, law enforcement agencies, and external counsels; provided timely legal advisory and policy inputs, influencing decision-making at senior management and Board level.•
EDUCATION
BENARAS HINDU UNIVERSITY
Bachelor of Laws - LLB, Banking and Financial Support Services
Benaras Hindu Unviversity
Bachelor of Laws (LLB), Law
NLU - DELHI
Certificate on Consumer law & Practice
ADANCE MANGEMENT PROGRAM - 2023 -24
IIBF & IIM Calcutta
Benaras Hindu University
Bachelor of Laws (LL.B.), Law
Banaras Hindu University (BHU), Varanasi
Law
ABOUT ARYAMISHRA MUKUL
Accomplished Legal & Compliance Leader with over two decades of expertise across…
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