Arvind Bob Ramesh
Senior Manager | Digital Payment Solutions & Product Strategy Expert
- Role
- Senior Manager Digital Payment Solutions & Product Strategy Expert at Discover
- Location
- Chicago, IL, US
- LinkedIn followers
- 500 followers
About Arvind Bob Ramesh
Senior Global Products Manager at Discover Financial Services with 19 years of proven leadership in financial services and payment platforms.* Spearheaded multinational teams to drive digital payment strategies across diverse issuer segments, including domestic credit, prepaid, third-party debit, and international issuers for Discover, Pulse, and Diners Club International networks.* A recognized expert in digital wallet solutions, driving innovation through strategic partnerships with tech giants like Apple, Google, Samsung, and Amazon.* Demonstrates deep expertise in payment services, managing critical merchant/acquirer and issuer relationships.* Skilled in software development methodologies (Waterfall, Agile, Hybrid), consistently delivering technology-driven projects that enhance operational efficiency and market competitiveness.Areas of Expertise:* Product Strategy & Visioning* Leadership & Team Management* Software Development* Process Improvement* Risk & Compliance Management* Digital Wallet IntegrationSelected Career Achievements:* Recognized for exceptional leadership, strategic vision, and setting new performance standards.* Highlighted unparalleled service quality and commitment to operational excellence and client satisfaction.* Awarded the \"GREAT Award\" for excellence across Discover Financial Services vendors: Achieved outstanding vendor management results, enhancing operational efficiency and strategic partnerships.
Experience
Senior Manager Digital Payment Solutions & Product Strategy Expert
Jan 2023 — Present · Riverwoods, IL, US
Accelerates digital issuer enablement through the issuer hub/aggregator by leading product delivery and overseeing digital capabilities for Discover Card, Pulse Debit, and Diners Club. Manage the digital product roadmap and drive product management initiatives through direct partner engagements for Discover Global Network issuers- Lead product delivery efforts to accelerate digital issuer enablement through issuer hubs/aggregators, oversee proprietary wallet solutions for leading banks in India within the Diners Club portfolio, and supervise digital product management for commercialization across various issuer portfolios- Manage international issuer capabilities across LATAM, Europe, and APAC, serving as the key liaison for product strategy with International Sales, Business Development, and Relationship Management teams. Support domestic prepaid FinTech issuers and enable Pulse network third-party debit issuers, including Discover Bank, in digital e-commerce wallets like Amazon and PayPal- Accountable for creating strategy and making investment decisions for the International Token Platform, including preparing senior leadership presentations for EVP budget decisions based on the build vs. buy strategy.
Education
T V S Lakshmi
Higher secondary, Mathematics
2000 — 2001
Schwartz
Higher secondary, Mathematics and Computer Science
1987 — 1997
Lake Forest Graduate School of Management
Master of Business Administration - MBA, Business Administration and Management, General
Anna University Chennai
Bachelor of Engineering (B.E.), Electrical and Electronics Engineering
2001 — 2005
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