Arushi Thakur
Data Science @ American Express || IIT Patna EEE’24 || MITACS GRI’23 @University of Calgary
- Role
- Analyst - Data Science at American Express
- Location
- Lucknow, UP, IN
- LinkedIn followers
- 500 followers
About Arushi Thakur
Hey, I’m Arushi, an graduate from IIT Patna (2024) and currently a Data Scientist at American Express. I work on problems that sit at the intersection of data, risk, and real-world decision making, helping teams understand patterns in behavior and build smarter ways to manage uncertainty.Alongside my corporate life, I’m also a content creator exploring travel, lifestyle, fitness, and personal growth. I love good coffee, pretty places, meaningful routines, and the idea of constantly becoming a better version of myself.Curious by nature, driven by impact, and always open to new opportunities where data, creativity, and ambition come together. See you around!
Experience
Analyst - Data Science
Nov 2024 — Present · Gurugram, IN
Designed a network-based fraud & default detection framework using graph algorithms (BFS, Louvain community detection) to identify organized defaulter rings and quantify customer-level contagion risk based on network associations-Built risk-propagation and visualization pipelines to surface high-risk nodes and clusters, enabling proactive intervention on customers most likely to default due to behavioral and network exposure-Led feature experimentation and back-scoring for Probability of Return (PoR)/ Credit risk models, evaluating new behavioral and transactional variables to improve predictive power and model stability-Drove large-scale financial impact analysis for credit line management (Partial Deferred) by developing a dynamic risk-based reduction framework that outperformed static rules, influencing policy and strategy decisions across global portfolios.
Education
Delhi Public School, Indira Nagar, Lucknow
Secondary Education (10th)
2007 — 2017
Delhi Public School Indira Nagar, Lucknow
Higher Secondary Education (12th), PCM with Economics
2017 — 2019
Indian Institute of Technology, Patna
B.Tech, Electrical and Electronics Engineering
2020 — 2024
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