Arpit Agrawal

Technical Manager @IDFC FIRST Bank

Delhi, IN

About the role-As a Technical Manager, i am entrusted with the vital responsibility of making IDFC Bank a preferred world class bank for the customers. In this role at IDFC Bank, my key responsibilities includes evaluation of properties offered as collateral for loan applications and adherence to company policies & regulatory requirements. This further includes conducting comprehensive assessment & evaluation of properties using suitable methodologies of valuation & study of micro markets and regulatory compliance to prevent frauds.As a Technical Manager, i am expected to stay updated on industry trends, regulatory changes, and best practices in the industry and recommend process improvement to enhance efficiency and effectiveness.Key Responsibilities-• Collateral Valuation: Evaluate collateral offered by borrowers to secure loans, ensuring that it provides adequate security for the loan amount and complies with internal policies and regulatory guidelines. Scrutiny of title document during technical underwriting.• Decision making : Make sound decisions based on thorough analysis and risk assessment, balancing the organization\'s objectives with prudent risk management practices.• Mortgage Valuation : Fair understanding on methodologies of valuation.

S.J.S Senior Secondary Public School, Kasganj

Inter-school

Jaypee University Anoopshahr

Bachelor of Technology - BTech